My club is affiliated to the NSRA, therefore I am a member of the NSRA.
To be a member of the NSRA you have to take out individual membership, either Annual or Associate. By affiliating to the NSRA, your club has insurance for both liability and equipment owned by the club. However, any personal equipment owned by members is not covered by club insurance. By taking out individual membership, not only is your shooting equipment covered (including theft from vehicles), but there are other benefits such as legal costs and personal accident insurance. In addition, you have access to a wide range of NSRA competitions which are open to members only.